CA REMOVED AFTER 7 YEARS FROM....?

[bella1013]

So I have a OC with the date of first delinquency of 10/2008.  The CA was reported to my reports in 08/2013.  The account was paid in full to the CA.  When does the collection account fall off your credit reports?  Is it also 7 years from the date of first delinquency or is it 7 years from the date the OC sold to the CA?

[DaBears]

It's always from the DoFD

[bella1013]

Great!  Thank you!

[newmomnewme]

Will the CA remain for an additional 7 years?? Please say no.

[DaBears]

No unless they change the DoFD. If they do that they can be in BIG BIG trouble.