CA cant delete

[jeremyd82]

k Status as of Aug, 2012
Date opened [?] Nov, 2001
Date of last activity [?] Jul, 2010
Date closed [?] Dec, 2009
Loan type [?] Credit Card
Credit limit [?] $1,700
Largest past balance [?] $2,086
Account Type [?] Revolving Account
Account holder [?] Individual Account
Industry Banks

So this means its counting towards my util. even though its a charge off? its reporting on TU and EX only

[guiness56]

Yes, that is correct.  By paying that off, the balance will no longer be factored into utilization and your ding will be for the CO itself.

[jeremyd82]

Thank you again I had no idea that a charge off showing a balance counted towards my utili. I guess ill be taking care of this regardless if its PFD

[guiness56]

Read the sticky in my signature about closing credit cards.  Lots of good information.