@kronster wrote:
The amount was very small, insignificant. I just wanted the letter correct because these guys seemed shady from the very begining. I also checked today, and they just got there licence here in FL on 06/29/10. The only licenece I can find that might be them. The address and name don't match but it could be them. Even so I have been in correspondence with them before they obtaied the licence. I have letters from them. What step should I take next?
With a minor mistake it might not be easy to show or even allege deception. If Florida requires a CA to be licensed in Florida before engaging in collection activities, you might have something to hang your hat on as long as it gives the individual consumer a right of action. Many times all you can do is report it to the state authorities and hope they take action.
If the amount is truly insignificant and the real concern is that the operation is crooked, you could pay them in person if they have an office near your location. Whenever you settle you must insist on a signed, notarized General Release and, if a judgment is involved, Satisfaction of Judgment. Not obtaining these documents is like playing Russian roulette.
