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CA hasn't deleted yet -- what to do next?

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iltph
Frequent Contributor

CA hasn't deleted yet -- what to do next?

On Dec 23, I received a letter from a CA stating that they would delete an account that they are reporting to EX and TU that doesn't belong to me. It's been over 30 days now and neither one has been deleted. What should I do next? I've already submitted complaints about them to the BBB (why the said they'd delete it), FTC, and AGs of IL and MD.
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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 1 of 3
2 REPLIES 2
203bravo
Established Contributor

Re: CA hasn't deleted yet -- what to do next?

It's only been right at a month now, are you certain that the CA has reported again?  If they have you may need to check the date that they report to the CRBs and the date they cashed your check (they could have overlapped).

 

I wouldn't wait too long or you may lose your leverage in the situation, but it really almost too quick to see the update.

Message 2 of 3
iltph
Frequent Contributor

Re: CA hasn't deleted yet -- what to do next?

No idea if they've reported again since the letter or not. I never paid them anything as the debt was not mine and they were not able to validate it.

 

Their letter states that the account has been closed by them and to be assured that it will be deleted from my CR and my CR will no longer reflect this info. The letter was dated Dec 23, so you think 31 days would be plenty of time for this to have been deleted.

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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 3 of 3
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