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CA listed new account on my report...no contact from them

Valued Member

CA listed new account on my report...no contact from them

I got an alert that a new CA was listed on my CR 10/5. I've heard nothing from them. It's truly annoying because I sent payment to the OC the day before it showed up! 

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7//Chase Marriott $5//Amazon Prime $5//Nordstrom $2.5//Macy's $600//Belk $600
Message 1 of 6
5 REPLIES
Valued Contributor

Re: CA listed new account on my report...no contact from them

What was the debt for and how late was it


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Chase freedom 800 Never take NO for an answer!!
Message 2 of 6
Moderator Emeritus

Re: CA listed new account on my report...no contact from them

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 6
Valued Member

Re: CA listed new account on my report...no contact from them


annielorie wrote:

What was the debt for and how late was it


4 month old medical bill for $400.

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7//Chase Marriott $5//Amazon Prime $5//Nordstrom $2.5//Macy's $600//Belk $600
Message 4 of 6
Valued Member

Re: CA listed new account on my report...no contact from them


Shogun wrote:

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.


So obviously they are, because they've sent me nothing and the bill is paid. What can I do? I just got a new job that grilled me on my credit report for security clearance, and I'm needing to buy a new vehicle in the next couple months.

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7//Chase Marriott $5//Amazon Prime $5//Nordstrom $2.5//Macy's $600//Belk $600
Message 5 of 6
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Moderator Emeritus

Re: CA listed new account on my report...no contact from them

Send them a DV.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 6