Reply
Member
windyhair
Posts: 15
Registered: ‎03-20-2012
0

CA listed new account on my report...no contact from them

I got an alert that a new CA was listed on my CR 10/5. I've heard nothing from them. It's truly annoying because I sent payment to the OC the day before it showed up! 

Valued Contributor
annielorie
Posts: 1,207
Registered: ‎02-19-2012
0

Re: CA listed new account on my report...no contact from them

What was the debt for and how late was it


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: CA listed new account on my report...no contact from them

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Member
windyhair
Posts: 15
Registered: ‎03-20-2012
0

Re: CA listed new account on my report...no contact from them


annielorie wrote:

What was the debt for and how late was it


4 month old medical bill for $400.

Member
windyhair
Posts: 15
Registered: ‎03-20-2012
0

Re: CA listed new account on my report...no contact from them


Shogun wrote:

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.


So obviously they are, because they've sent me nothing and the bill is paid. What can I do? I just got a new job that grilled me on my credit report for security clearance, and I'm needing to buy a new vehicle in the next couple months.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: CA listed new account on my report...no contact from them

Send them a DV.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}