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Member
Posts: 28
Registered: ‎03-20-2012
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CA listed new account on my report...no contact from them

I got an alert that a new CA was listed on my CR 10/5. I've heard nothing from them. It's truly annoying because I sent payment to the OC the day before it showed up! 

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7
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Registered: ‎02-19-2012
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Re: CA listed new account on my report...no contact from them

What was the debt for and how late was it


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Registered: ‎04-15-2011
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Re: CA listed new account on my report...no contact from them

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.



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Posts: 28
Registered: ‎03-20-2012
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Re: CA listed new account on my report...no contact from them


annielorie wrote:

What was the debt for and how late was it


4 month old medical bill for $400.

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7
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Posts: 28
Registered: ‎03-20-2012
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Re: CA listed new account on my report...no contact from them


Shogun wrote:

They are required to send you a dunning notice within 5 days.  If they don't then they are in violoation of the FDCPA.


So obviously they are, because they've sent me nothing and the bill is paid. What can I do? I just got a new job that grilled me on my credit report for security clearance, and I'm needing to buy a new vehicle in the next couple months.

from oldest to newest (current limits): CapOne Platinum $1.5//CapOne QS $5.3//Merrick $2.9//USAA Rate Advantage $7//Paypal Credit $2.5//Overstock $5.8//CSP $8//Sallie Mae WMC $4//CapOne Venture $15//Discover It $1.5//USAir $2.5//USAA Rewards $7
Moderator
Posts: 13,356
Registered: ‎04-15-2011
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Re: CA listed new account on my report...no contact from them

Send them a DV.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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