@AprilShowers4 wrote:
I have a few collections on my report, they all stemed from whenI lost my job. I just had one pop up on my eq and as a result, my score dropped 21 points. This company has not made any contact with me. Why is it that you can see collections on your reports but they don't correspond to you for money?
Usually it is because they don't have a current address. Are you in a new location?
Reporting to the CRA is considered collection activity. If they placed it on your credit report, they needed to send you a dunning notification. They could have sent it to and old address.
-scott
Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
