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I have between 6-8 collection accounts on my 3 CRA reports. They have all been PIF, and I have tried sending GW letters for the last year to no avail. Does anyone have any suggestions for removal of these items via a different method? Or the same method, but using different verbiage? Thanks!!
Write GW's letters from the heart and tell the truth why the accounts ended up in collections. Only used GW's from this site as a reference.
Let them know your have worked very hard to get your FICO scores higher and clean up your credit.
Make your last statement asking them to delete the tradelines. I got all my tradelines deleted recently. I used different styles and techniques when writing to them. I wasn't mean or nice with them. I was all business and even file complaints with the BBB against some.
All the creditors who I had to deal with initially stated they were not going to remove tradelines and its against its policy. Be persisent, consistent and clever. You will get what you want.