You talk about re-aging. EXP has it listed as 11/03 and the Verizon rep I stated mentioned a date of 10/03 when it started to go bad. So when the CA mentions a charge off date of 8/04, is that their attempt to keep it on longer?
Or are they just ignorant? They had no record of DOFD and the original creditor wanted me to confirm with them. :?