Hi, so I have abt maybe 4 collection tradelines, with CA and OC's, reporting a zero balance. Is the DV success rate better with these accounts versus ones that are still reporting a balance? I'm trying to see if I should take a different route with those type of acocunts, like maybe a PFD for the accounts reporting a balance, etc. Any insight would help...I'm just disecting my CR's. Thanks
Starting Score: 503
With them reporting a zero balance, I'm assuming they're paid. I'd send a GW.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.