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I had been fighting with Scott Lowery (Collect America) and after I proved they were using deceptive tactics in a BBB complaint, they changed the item to "Paid" in mycredit report.
My question is, do you think I can try a GW for removal on this? If they list it as "paid", then they cannot try and collect on it again if I recontact them about deleting the tradeline? I don't want to awake a sleeping bear on this, and am worried since I did not actually pay them, just prove they acted improperly.
Any help would be massively appreciated!
@DubbaYou wrote:I had been fighting with Scott Lowery (Collect America) and after I proved they were using deceptive tactics in a BBB complaint, they changed the item to "Paid" in mycredit report.
My question is, do you think I can try a GW for removal on this? If they list it as "paid", then they cannot try and collect on it again if I recontact them about deleting the tradeline? I don't want to awake a sleeping bear on this, and am worried since I did not actually pay them, just prove they acted improperly.
Any help would be massively appreciated!
You filed a complaint with the BBB for deceptive practices against them. They were collecting on a debt, they responded by changing their Trade Line to show paid? Did you pay them? If not then they violated the FDCPA and FCRA laws by doing that.