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its not illegal. They agree with the CRAs not to report inaccurate information. They are not required to report though.
The OC can not remove a CA account on your credit report. You would have to keep trying, sending letters, calling different people. There are other methods too.
Seeing how you already paid for them. They really have no incentive to remove the collections. You can try to GW them to death, but chances are you may be stuck with them.
Good Luck,
John
It really is luck of the draw on what CA you get..
I was able to get 13 collection accounts removed after payment with GW..
Just keep at it, its a persistance game
-scott
@j_casteel wrote:Seeing how you already paid for them. They really have no incentive to remove the collections. You can try to GW them to death, but chances are you may be stuck with them.
Good Luck,
John
They have incentive... dealing with your letters, paying someone to open, read them, log them into their system, and then report the most recent update to the CRA..
I have had much better success with GW than I did with PFD to be honest. I had 19 collection accounts when I started. I was able to PFD 3... I was able to pay in full, then good will remove 13... I had three left, they have been hard, but just this week I got Hunter Warfield to finally remove after a year.
-scott
@hippychic823 wrote:
I have heard of companies that say they can get things removed from your CR....has anyone tried those places and had any luck? Or is that just a scam?? I'm extremely desperate to get these suckers OFF my CR!!!
Those companies just do the same things you could do, and often they just keep disputing the account... which isn't really a good way to harbor good will with a company.
-scott