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CA telling me it's "illegal" to delete a PIF collection off report?!?!

Valued Contributor

Re: CA telling me it's "illegal" to delete a PIF collection off report?!?!


hippychic823 wrote:
And one last thing, since it is PIF could I use the HIPAA process if the GW's don't work?

Yeah, the HIPAA process was intended to be used for accounts paid to the OC, to remove CA accounts from my understanding.. I have never used it

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
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Message 21 of 22
Valued Contributor

Re: CA telling me it's "illegal" to delete a PIF collection off report?!?!


rckstrscott wrote:

hippychic823 wrote:
And one last thing, since it is PIF could I use the HIPAA process if the GW's don't work?

Yeah, the HIPAA process was intended to be used for accounts paid to the OC, to remove CA accounts from my understanding.. I have never used it

 

 

-scott



+1 also i have had great success just paying medical debt then gw'ing. after told several times denied pfd the same ca would gw after payment. in my experience medical collections seem easier to gw

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