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CC Reporting Sweet Spot and Score Increase

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songsofexperience
Frequent Contributor

CC Reporting Sweet Spot and Score Increase

Short of GWing all the baddies off (all of them paid) the best I can do now is keep util low and wait so, with that in mind, I paid all but one card down to $0 and let that one report at 8.5%.

 

MyFico EQ 08 jumped from 644 to 654, but more importantly, Equifax Score Power (04) jumped from 661 to 678. I'm going to apply for a mortgage next week so we'll see how the scores hold up against a lender pull.


Starting Score: 2/2013 EQ 535
Current Score My Fico: 5/23 EQ 808| EX 812 | TU 800
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