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I have a tmobile account on my CR reporting to all 3 bureaus by midland funding llc Sept 2014 I requested validation of debt. After no response I filed report with CFPB as I had already planned to do..was just hoping midland responded before I did. I submitted my report Oct 12.. As of today midland has responded to CFPB complaint stating basically I should of disputed this debt years ago, but they will remove it from all 3 bureaus anyway💃💃 yay! It's a pretty old debt, I was told by t mobile that May 2015 would make 7 years. Just glad to see the CFPB did work for me💃
That's great! And very quick!
What did your complaint say, if you don't mind me asking?
I'm also in the middle of complaining to CFPB for Midland for my TMobile acct.
@Muff wrote:I have a tmobile account on my CR reporting to all 3 bureaus by midland funding llc Sept 2014 I requested validation of debt. After no response I filed report with CFPB as I had already planned to do..was just hoping midland responded before I did. I submitted my report Oct 12.. As of today midland has responded to CFPB complaint stating basically I should of disputed this debt years ago, but they will remove it from all 3 bureaus anyway💃💃 yay! It's a pretty old debt, I was told by t mobile that May 2015 would make 7 years. Just glad to see the CFPB did work for me💃
I've been trying to help a friend file a CFPB complaint online, but it never sends him an email. Is it broken down or something?
Sorry for the delay , my complaint was based on th contract being canceled by t mobile not me. They canceled my contract because I lived in a bad area service wise & was roaming off other towers. I've sent two complaints & both times I was responded to by email!
bump
I used the same tactic. I brought up the lawsuit where T-Mobile was cramming charges and they deleted it off my credit reports.
I used the same tactic as well and received a response that this is being delted from all CRAs This really works!