CHEXSYSTEMS QUESTION

[mizzcharles]

Also if you are embarrassed about asking, just do it online. The the most private way of opening an account.

good luck.

[stoopidmunkee]

That's what I did mizzcharles.

Just apply online for BoA all they can do is either send you a letter saying you have an acocunt or you don't. 

[Anonymous]

Hi all,

UPDATE to this string as I am the OP.

 I took the suggestions and called BofA to see what they would say since I still have BB&T reporting. They said no way pretty much.

I called Wachovia, even though I had 2 NSF accounts with them in 2007. I had already paid them in full amount 3 months ago. I told them that I still had BB&T reporting on Chexsystems. I was told as long as Wachovia's were paid it would be ok. The personal banker rep went ahead and investigated to make sure their recovery department showed both paid. I went and met with her today and I obtained a checking/savings account with no problem!

Thanks for all of your advice and suggestions.

[mizzcharles]

Any update yet on your BOA STATUS? STOOPIDMUNKEE

[stoopidmunkee]

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@mizzcharles wrote:

Any update yet on your BOA STATUS? STOOPIDMUNKEE

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I've had my BoA account for over a year and still in great standing and they didn't decline me.  I also didn't call them I just applied online and they accepted me no problem.

[mizzcharles]

ohhhhh ok, i thought u did it recently.. Good to hear that tho.

[tbque]

Congratulations Tracy5544, way to be persistent!!!

[Anonymous]

Hello! I was reading the posts and I was having the same problem opening a checking account. But after reading last nite, I applied for a checking account with BofA and was approved. I have a couple of charged off accounts on chexsystems from a while back...I also applied at my CU and was denied and they DO use chexsystems...Hope this helps!