CMRE Collection successfully DELETED

Anonymous · ‎03-12-2017

Just checked CCT to find that CMRE collection deleted off of Experian. Can't wait to see what the score bump will be even if it's just 1 point.

I had uploaded a copy of my EOB that I received last week showing that it was paid on my behalf. I found out the funds were being held as a part of the billing/medicare fraud investigation, and interestingly enough, upon looking at the EOB, they didn't list the charges to the insurance company EITHER. They billed as "miscellaneous operating procedures". I was seen for pneumonia, so I had a chest x-ray, was negative, given a bronchiitis swab, tested positive, given a script and sent on my way. This explains why the hospital refused to send me an itemized bill!

I hope to see the same outcome from TransUnion soon.

Unfortunately I still have a bunch of late remarks on my paid student loans hanging out there, but they are all pretty old and have no impact on my getting a mortgage. I'll be really happy when those fall off.

Anonymous · ‎03-13-2017

Congrats. It's always a great feeling to have one less baddie on your report.

RobertEG · ‎03-13-2017

As I understand the post, it was ultimately paid by insurance.

The CRAs entered into a consent order with the office of the AG of several states, in which they agreed to remove collections that are paid via medical insurance.

That consent decree was also incorporated into a PR document released by the CRAs, titled the "National Consumer Assistance Plan," that announced their procedure to remove collections paid via insurance.

Each of the big-3 CRAs were covered under both the consent agreements and the National Consumer Assistance Plan, so removal should occur with each CRA.

Anonymous · ‎03-13-2017

Congrats on the removal!
Yes, that's a long wait watching old mistakes fall away

Anonymous · ‎03-13-2017

@RobertEG wrote:
As I understand the post, it was ultimately paid by insurance.

The CRAs entered into a consent order with the office of the AG of several states, in which they agreed to remove collections that are paid via medical insurance.
That consent decree was also incorporated into a PR document released by the CRAs, titled the "National Consumer Assistance Plan," that announced their procedure to remove collections paid via insurance.

Each of the big-3 CRAs were covered under both the consent agreements and the National Consumer Assistance Plan, so removal should occur with each CRA.

Correct, however, the funds were intercepted and held, as it is believed to be a part of the billing fraud scheme, so the hospital never "received" it, according to them, and have no record of having been paid.

I still am waiting on TransUnion's response on the matter. I can only hope I don't have to take any further action on this mess.