Little confused because the 3 reports seem different to me, could someone please help me clarify whether this CO has gone to a CA? If the CO still owns it? I want to PFD this just not sure where to start. Thank you very much for your help!
Experian
OC Capital One/Best Buy
Date Opened:
11/2008 | Date of Status:
07/2011 | Reported Since:
11/2008 | Last Reported Date:
07/2011 |
|
Type:
Charge Card
| Terms:
N/A | Monthly Payment:
$0 | Responsibility:
Individual |
|
Credit Limit:
$1,200
| High Balance:
$1,158 | Recent Balance:
$925 | Recent Payment:
$0 |
|
Status:
Account charged off. $925 written off. $65 past due as of Jul 2011.
CA Stellar Recovery Inc
Date Opened:
11/2011
| Date of Status:
12/2011 | Reported Since:
12/2011 | Last Reported Date:
11/2012 |
|
Type:
Collection
| Terms:
1 Months | Monthly Payment:
$0 | Responsibility:
Individual |
|
Credit Limit:
$926
| High Balance:
N/A | Recent Balance:
$927 | Recent Payment:
$0 |
|
Status:
Collection account. $926 past due as of Nov 2012.
Equifax
Revolving Open
HSBC BEST BUY 11/01/2008 $782 09/01/2010 $111 PAYS 61-90 DAYS $1,200
CAP1/DAMARK INTERNATIONAL INC
Account Owner: Individual Account. High Credit: $ 1,158
Type of Account : Revolving Credit Limit: $ 1,200
Term Duration: Terms Frequency: Monthly (due every
month)
Date Opened: 11/01/2008 Balance: $ 782
Date Reported: 09/01/2010 Amount Past Due: $ 111
Date of Last Payment: 06/2010 Actual Payment Amount:
Scheduled Payment Amount: $ 51 Date of Last Activity: N/A
Date Major Delinquency First Reported: Months Reviewed: 22
Creditor Classification: Activity Description: N/A
Charge Off Amount: Deferred Payment Start Date:
Balloon Payment Amount: Balloon Payment Date:
Date Closed: Type of Loan: Charge Account
Date of First Delinquency: 07/2010
Negative Accounts
Open Accounts
HSBC BEST BUY 11/01/2008 $782 09/01/2010 $111 PAYS 61-90DAYS$1,200
CAP1/DAMARK INTERNATIONAL INC
Account Owner: Individual Account. High Credit: $ 1,158
Type of Account : Revolving Credit Limit: $ 1,200
Term Duration: Terms Frequency: Monthly (due every
month)
Date Opened: 11/01/2008 Balance: $ 782
Date Reported: 09/01/2010 Amount Past Due: $ 111
Date of Last Payment: 06/2010 Actual Payment Amount:
Scheduled Payment Amount: $ 51 Date of Last Activity: N/A
Date Major Delinquency First Reported: Months Reviewed: 22
Creditor Classification: Activity Description: N/A
Charge Off Amount: Deferred Payment Start Date:
Balloon Payment Amount: Balloon Payment Date:
Date Closed: Type of Loan: Charge Account
Date of First Delinquency: 07/2010
TransUnion
HSBC BEST BUY
Date Opened: 11/11/2008 Responsibility: Individual Account Account Type: Revolving Account | Date Updated: 09/16/2010 Payment Received: $0 Last Payment Made: 06/19/2010 | Pay Status: >Account 60 Days Past Due Date< Terms: $51 per month, paid Monthly Date Closed: 01/18/2010 >Maximum Delinquency of 60 days in 01/2010 and in 09/2010 for $111< |
|
High Balance:
High balance of $1,158 from 07/2010 to 09/2010
Credit Limit:
Credit limit of $1,200 from 07/2010 to 09/2010
Estimated month and year that this item will be removed:
06/2017
STELLAR RECOVERY
Placed for collection: 11/17/2011 Responsibility: Individual Account Account Type: Open Account Loan Type: | COLLECTION AGENCY/ATTORNEY |
| Balance: $927 Date Updated: 11/14/2012 Original Amount: $926 Original Creditor: | HSBC BANK N A BEST BUY CO I (Retail) |
Past Due: >$926< | Pay Status: >In Collection< |
Remarks:
>PLACED FOR COLLECTION<
Estimated month and year that this item will be removed:
04/2018
