Bran9192 wrote:I'm still working on my aunt's CR & Score since she wants to raise her score asap with hopes of applying and getting approved for FHA mortgage. In viewing her reports she has a charge off with discover but on her TU report it's showing up as a satisfactory account? I thought CO's were bad? The original cl was 2k with high balance of 5,800 from late fee's and interest. She closed the account and settled with them paying 1800 which I guess it why it's showing in satisfactory accounts. according to TU's CR ( the only one report this activity ) The open date was 12/1995 last update was 12/2003 closed 02/2003 Remarks: account closed by consumer. Is this hendering her score or should she try to gw and get it removed? Her EQ score on 1/28/2008 was 575.... any suggestions?
Message Edited by Bran9192 on 05-08-2008 05:41 AM