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schrute
Posts: 74
Registered: ‎09-16-2012

CO on TU and CFPB Complaint

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‎03-03-2013 01:59 PM

TU responded to my CFPB complaint about a CO. They failed to provide a MOV within 15 days. When I complained on BBB it took longer than 30 days for them to respond. What is my next step?

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Community Leader<br> Mega Contributor</br>
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guiness56
Posts: 13,305
Registered: ‎01-17-2008

Re: CO on TU and CFPB Complaint

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‎03-03-2013 03:50 PM

Take them to small claims court.

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schrute
Posts: 74
Registered: ‎09-16-2012

Re: CO on TU and CFPB Complaint

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‎03-03-2013 04:22 PM

I can't sue under the FCRA in small claims?

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JM-AM
Posts: 3,303
Registered: ‎06-09-2010

Re: CO on TU and CFPB Complaint

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‎03-03-2013 04:27 PM

Your next action would be to contact a Attorney and find out what your rights would be, and what your next course of action should be.

 

Leave the legal issues to the professional Attorney's

Good Luck
May all your dreams and wishes become a reality!
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guiness56
Posts: 13,305
Registered: ‎01-17-2008

Re: CO on TU and CFPB Complaint

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‎03-03-2013 04:37 PM

Yes, you can sue them for not responding to your MOV.  Their response was required within 15 days of receiving it.

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Community Leader<br> Mega Contributor</br>
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guiness56
Posts: 13,305
Registered: ‎01-17-2008

Re: CO on TU and CFPB Complaint

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‎03-03-2013 04:38 PM

JM-AM wrote:

Your next action would be to contact a Attorney and find out what your rights would be, and what your next course of action should be.

 

Leave the legal issues to the professional Attorney's

Not everyone can afford an attorney.  The OP has the right to file a claim in small claims court, with or without an attorney.

Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
Closing Credit Cards
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