CO paid- can we make it a positive acct

[oracles]

If you have a paid charge off - is there anyway you can turn it into a positive account or only wait to it comes off?

[wahmom]

I think the only way to do it is to GW the OC if that is who's reporting. I wish you the best.

[oracles]

thanks wahmom, but what do I tell them in the GW letter. Do i tell them to just make the account good. I dont know.

[wahmom]

http://ficoforums.myfico.com/fico/board/message?board.id=rebuildingcredit&message.id=11682&query.id=91595#M11682


Hope this helps.

Message Edited by wahmom on 07-01-2008 11:12 PM

[oracles]

thanks wahmom, appreciate the help

[wahmom]

No problem. Let us know if it worked or not. Is it the OC or CA? Which one is it?

I'm trying to get some goodwill from a HSBC CO. I know, I know next to impossible but I'm faxing, emailing & mailing everywhere in hopes of getting a sympathetic ear somewhere.

[oracles]

i just posted another thread about the companies. They are all OC. I am trying to help my friend with her credit report. If we can get it to be good instead of coming off, that would be even better. I'll let you know but also let me know how you did with HSBC because that is one of the companies she is dealing with.