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CO removal dates differ

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armymom
Regular Contributor

CO removal dates differ

I am new here and hoping you all can help answer my question.  I have two CO's with removal dates of 02/2009 and 05/2009 on my TU CR.  My EX CR shows the same accounts with removal dates as 09/2009 and 10/2009.  EQ doesn't even give a removal date.  Why the different removal dates?  When they are reported as charged off to the CRA's, shouldn't the dates be the same or does it depend on the CRA?  Thank you in advance for any input you all have.
Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: CO removal dates differ

The dates that they drop go by the DOFD for each account with TU and EX.  But EQ uses DOLA. 
Message 2 of 6
armymom
Regular Contributor

Re: CO removal dates differ

I understand they go by the DOFD.  But shouldn't the removal dates still be the same?  That's where I'm a little confused.

 

 

 

 

 

 

 

 

 

 

 

 

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 3 of 6
Anonymous
Not applicable

Re: CO removal dates differ

they do differ at times. We do not know why.  You stated 2 COs  they might each have a different DOFD.
Message 4 of 6
armymom
Regular Contributor

Re: CO removal dates differ

Each account does have a CO date.  What I'm trying to understand is why account #1 gives a removal date of 04/2009 on TU and 09/2009 on EX.  Account #2 shows 05/2009 on TU and 10/2009 on EX.  In other words, shouldn't account # 1 come off at the same time on all CR's.
Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 5 of 6
Anonymous
Not applicable

Re: CO removal dates differ

All my collections had different drop dates.  My last collection TU removed in 1/09 EXP will be 3/09 and EQ will be 6/09.  I don't know why it's all different.
Message 6 of 6
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