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CO's

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Anonymous
Not applicable

CO's

I have two CO's from earlier in the year that I will pay off very soon.How do I get both Verizon and GMAC to remove them from my Credit Report? I am still a customer of both companies.

 

Thank you

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: CO's

You should do some reading on PFD's, where you offer to pay off a debt in exchange for a deletion of either the account itself or the negative information on the account.

 

It is rare to get a PFD with original creditors--it's usually in the context of collection agencies.

 

But you should try!  They just don't have to accept or even respond to your offer . . .

Message 2 of 8
ProudMomof5
Contributor

Re: CO's

I have a collection with Verizon and unfortunately they don't delete.  They will offer you a settlement amount but they won't delete it.
Message 3 of 8
Anonymous
Not applicable

Re: CO's

Thank you both for your input.
Message 4 of 8
Creditobsessed12
Frequent Contributor

Re: CO's

Verizon actually deleted for me.  You should still try.  You never know!
11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 5 of 8
Anonymous
Not applicable

Re: CO's

Thank you Elizabeth. Is there a special number to call at Verizon? Or Should I just try their Customer service #.
Message 6 of 8
laz98
Senior Contributor

Re: CO's

i got very lucky, & verizon just fell off my report on its own, somewhere between 3-4 years after the fact.  sure wish the collection agency would do the same!  Smiley Very Happy
Message 7 of 8
Creditobsessed12
Frequent Contributor

Re: CO's

I just tried the customer service number. 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 8 of 8
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