COLLECTIONS DROPPED EARLY

[Anonymous]

Just a month ago I had 4 unpaid medical collections on EXP & EQ (not on TU). These were/are about 5 years old and all 4 are by the same medical provider and CA. Everything else is very good. This month I find 3 of these gone from EQ, raising my score from 668 to 678, and all 4 gone from EXP, raising my score from 624 all the way to 795.  I'm wondering 2 things: 1. How did these drop out at all, and 2. Why didn't  the 4th one drop from EQ? Not compaining, just find it very strange.

[RobertEG]

They were almost assuredly deleted by the debt collector, and not excluded early by the CRA.

They may have had their collection authority terminated, or if they owned the debt, sold it to another.

[Anonymous]

Now you have an opportunity to contact OC and settle them before they are reported by a new CA. That way they dont reappear on your reports.