Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 129
Registered: ‎01-11-2013
0 Kudos


Currently the not so proud owner of a couple of medical collection accnts.  Has anyone been successful or had any dealing with either of these two companies, HOLLIS COBB ASSOC, INC or  AR RESOURCES INC.  I would appreciate any and all info, advice, etc Smiley Happy  I want to do a PFD letter but feeling a bit apprehensive, I have never done one and don't want it to back fire on me Smiley Sad

11/2011 FICO .................TU 672 ...........EQ 654........... EX 649
03/2015 FICO; .. TU 710.... EQ 721 ....,,,,.EX 722

Cap1 6850, Discover 17,600, WM Discover 6000, Chase 2500, Citi Simplicity 2600, Citi Dbl Cash 2,600, Home Dpt 500, VS 1200
Posts: 17
Registered: ‎02-13-2014
0 Kudos


I know this is a year later, but did a search for Hollis Cobb. I have 2 PIF collections with them and they originally did not agree to delete.  I was going to call and beg, or send GW letters.  Did you ever get anywhere with them?

New Visitor
Posts: 1
Registered: ‎02-17-2014
0 Kudos


[ Edited ]

I have dealt directly with ARS and they have removed every bill I Paid in full. If you settle the debt, it will show on your reports as paid, but if you pay in full, they are removed and that WILL increase your FICO...Good luck!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.