Reply
Highlighted
Established Member
Posts: 13
Registered: ‎12-14-2008
0

CONFUSED - 32 Point Drop & Increase in 2 Days?!?!?!?

Hi everyone,

 

I'm really confused!  I just received an email alert from Score Watch that my score had dropped and that an account listed on my report had changed.  I logged in to myFICO to see what was going on.  The Score Watch alert dated 2/17/2010 shows a decrease of 32 points, leaving my score at 488.  The details on the change includes two listings that I am disputing and notes that a reinvestigation is in process.  Just because I'm disputing and they're investigating, my score drops 32 points?

 

So, I pull one of the 2 remaining Score Power reports that I have.  It has today's date, 2/18/2010, and shows my score at 521 - one point highter than the last alert from when I had judgments removed.

 

What's up with this?  Is my score 488 like Score Watch says or 521 like the Score Power report says? 

 

Please help!

 

Thank you!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.