02-18-2010 10:46 AM
I'm really confused! I just received an email alert from Score Watch that my score had dropped and that an account listed on my report had changed. I logged in to myFICO to see what was going on. The Score Watch alert dated 2/17/2010 shows a decrease of 32 points, leaving my score at 488. The details on the change includes two listings that I am disputing and notes that a reinvestigation is in process. Just because I'm disputing and they're investigating, my score drops 32 points?
So, I pull one of the 2 remaining Score Power reports that I have. It has today's date, 2/18/2010, and shows my score at 521 - one point highter than the last alert from when I had judgments removed.
What's up with this? Is my score 488 like Score Watch says or 521 like the Score Power report says?