cancel
Showing results for 
Search instead for 
Did you mean: 

CRA differences.

tag
randaljon
Regular Contributor

CRA differences.

I was recently able to obtain my Experian FICO.

 

My Experian and TransUnion credit reports are virtually identical, except for one account.

I have a charged off original creditor  that I am currently doing a 3 month pay for delete with.

 

TransUnion reports the account as charged off with no delinquencies from 2008.

Experian reports the account as charged off but also 30, 60, 90, 120, 150, 180 days late from 2008.

 

 

There is a 43 point difference because of the different way Experian reports the account. Wow.


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.