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CRA ignoring my dispute request

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randaljon
Regular Contributor

CRA ignoring my dispute request

TransUnion and Experian both list a charged-off credit card on my reports. They list the account as Balance $1787, PAST DUE $1787

 

I have disputed but came back "verified".

 

I then disputed with the Creditor and they sent me documentation that the Balance is $0 and Past Due is $0.

 

I sent this documentation to both CRAs. The reinvestigation came back "verified" and updated, but same Balance of $1787, past due $1787.

 

They are ignoring the documentation.

 

What step should I take now? I already filed 2 BBB complaints.


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
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1 REPLY 1
guiness56
Epic Contributor

Re: CRA ignoring my dispute request

The OC may need to update with the CRAs. 

 

If that doesn't work, you can always take them to small claims court.

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