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Called Experian and Got Deletion Over Phone!!

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baller4life
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!

Lmao@Myjourney!!! Who lil ole me??? It's only a rumor! Can't believe everything you hear nowadays!!!
Message 11 of 72
myjourney
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!


@baller4life wrote:
Lmao@Myjourney!!! Who lil ole me??? It's only a rumor! Can't believe everything you hear nowadays!!!

 

The fence has been charged and the gators have been set free ...Lol

Don't believe me as this is posted on the internet tho

Where are my ERT agents sleep again Smiley Tongue

ROFLOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 72
baller4life
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!

Smiley Very Happy Come on now you know I need a solid starting 5. Discover, Nfcu, Bofa and Barclays then Chase makes 5. Then I'm done till next yr when I pick up my free agent Amex! Smiley Wink
Message 13 of 72
myjourney
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!


@baller4life wrote:
Smiley Very Happy Come on now you know I need a solid starting 5. Discover, Nfcu, Bofa and Barclays then Chase makes 5. Then I'm done till next yr when I pick up my free agent Amex! Smiley Wink

Now if you can explain it that well and trust me you did a wonderful job of stating your game plan and the lineup need to get the championship back where it belongs..

(Da Bulls)

Go get em champ you have my support ...Lol

Take em to the hole 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 72
baller4life
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!

YES!!!!!! Thank you!! Will pull the trigger soon and post results!
Message 15 of 72
CreditHealthy
Established Contributor

Re: Called Experian and Got Deletion Over Phone!!

Congrats baller!!!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 16 of 72
baller4life
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!

Wow just got the email alert from Experian that it was in fact deleted!! No more collections on any bureau for this girl. Sweet! Give it a try folks. If you negotiate a pfd or any other delete agreement and don't want to wait the up to 90 day process, call the bureau and have them call the creditor to verify and get it deleted on the spot! I got a 14 point increase after the deletion! I'll take it! When my new util posts, I should see an even bigger score jump. Smiley Wink Then time to app for Freedom!

Screen Shot 2014-06-03 at 6.48.32 AM.png

Message 17 of 72
GooseGirl
Contributor

Re: Called Experian and Got Deletion Over Phone!!

Congratulations!!! Doing a happy dance for you.




Starting Score: EQ 541 (lender pull July 2012)
Current Score: EQ FICO 673, TU08 648, EX FICO 654
Next Goal Score: 680
Message 18 of 72
baller4life
Super Contributor

Re: Called Experian and Got Deletion Over Phone!!

Thank you so much. Been a long fight. But, I can finally see the light at the end of the tunnel! Sept of last yr I was in the mid 500's across the board. Don't give up folks. Hard work and patience indeed pays off! Smiley Wink

Message 19 of 72
codehavoc
Regular Contributor

Re: Called Experian and Got Deletion Over Phone!!

Baller4life. Can you send me a private message or post the phone number that you called. I'm in the same situation with 3 collections that was suppose to be deleted but never deleted from my reports.



Starting Score: Equifax 582 Experian 610 Transunion 620
Current Score: Equifax 693 Experian 751 Transunion 739
Goal Score: Equifax 730 Experian 750 Transunion 750


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Message 20 of 72
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