Called Experian and......

[Melanie220]

I called Experian to inquire about my FPB C/O that is due to fall off next month to see exactly when it will fall. ( Beginning, end or middle of the month) and the rep said that he was putting in a request to have it removed and it should be off within 72hrs!!!! Yay!!!
Although this is my oldest account when I paid the CO in April FPB went in and CO months going back 24 months! Hopefully I don't loose too much from AAOA?!?'

[guiness56]

Congrats!

[txmomma26]

I would think that whatever you lose in AAoA will be made up for by the removal of all the CO notations.  Keep us updated, please - I've got a couple paid COs that are due to fall off in the next 6-12 months and would be interested in your experience.

[Melanie220]

I definitely will!!!! I'm still waiting on Sallie Mae to remove a lot of late payments too. I have 90+ and 150+ days late for about 6 mths on two closed student loans from about a year ago that we're deferred. They say it should be updated by the end of this month! Hoping I can get into a car for a decent interest rate soon!

[txmomma26]

Are you a member of a credit union? Or can you become a member of DCU? I had an AMAZING experience with them yesterday and this morning and am so very thrilled with the rates they gave me to refi my auto loan.

[Melanie220]

No I'm not what is DCU?

[txmomma26]

www.dcu.org - it's an online/in person credit union.  If you aren't employed by, or a member of, one of the organizations listed, you can join by making a $10 "donation"/member dues to one of the charitable organizations. If you search the boards for DCU, you'll see a lot of positives on them.

[Melanie220]

Okay!!! Thank you!!!!!

[Melanie220]

I just updated score on Quizzle and although its a Fako it's up 21 points!!! Good bye FPB!!!

[DaBears]

Way to go Melanie!!!!!