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Called for GW.....interesting response

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Deltadog03
Established Contributor

Called for GW.....interesting response

Ok so get this. I just called the collection agencies  and the first guy I talked too, at commwealth (which has the 2 CA on EQ and TU) told me he can't do anything to the Account cuz it was IIB and I need to dispute it with the CB. Ask for deletion basically. He tried to transfer me to his supervisor but they didn't answer. So what would you dispute that's as?  Here is the interesting thing as well. I called the local CA ( the one collection account that's on all 3 CR) and the only one on EX. The lady answered the phone and pulls my account up, I say the same thing.... GW delete early etc...  She said hold on and let her talk to her supervisor and get back. She comes back on the phone and is like her supervisor said I need to dispute it with the CB. I asked how do I do that, what do I dispute it as? She said its no longer in there hands cuz of the BK. And dispute it for removal. So what do I do? Dispute it? Online or call and do I just say what the collection agencies said for me to do, or online as other?  Mind you, most of the collection accounts dropped off my CR on there own after I was DC back in FEB 2013

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 1 of 7
6 REPLIES 6
CH-7-Mission-Accomplished
Valued Contributor

Re: Called for GW.....interesting response

Just dispute as "no longer responsible for this debt."

 

If they want to, they can choose to delete it.  They can't collect on it so they may be respond and then it gets deleted.

 

If that doesn't work, send them a nice goodwill letter and ask them to delete.

Message 2 of 7
Deltadog03
Established Contributor

Re: Called for GW.....interesting response

Ya, I was like its reporting fine, so didn't think there was anyway to really "dispute it" so I told them I basically am calling to see if yall would GW and remove the account, and  both compaines were like you need to dispute it with the CB and have them remove it.  So, you think thats they best way to do it?  or option it and put was told by the CA to have it removed?   

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 3 of 7
CH-7-Mission-Accomplished
Valued Contributor

Re: Called for GW.....interesting response

They both asked you to dispute it so I would do that.

 

If I were you I would do both.  I would dispute it with the CRA's and at the same time send a goodwill letter. 

 

Hopefully attacking from both ends will get it removed.

 

 

Message 4 of 7
Deltadog03
Established Contributor

Re: Called for GW.....interesting response

Sounds good to me!!  Will do, thank you so much!  So, do the option of "not responsible for debt" or do the option one explaining that they told me to dispute for removal? (like hit the other button) to explain

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 5 of 7
Deltadog03
Established Contributor

Re: Called for GW.....interesting response

Just finished the Online process....Thank you for the help everyone.  Hope they remove them...That would awesome, and I would be CA FREE!!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 6 of 7
Deltadog03
Established Contributor

Re: Called for GW.....interesting response

Looks like TU has 2 of the 3 completed, but nothing updates until all 3 are done.  Im sure that its just came back nothing wrong since 2 of them updated this quick...I hope not... UGH!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 7 of 7
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