You are likely, if they respond at all, to get the reply "We cant do that, it is illegal."
There is no prohibition in the FCRA against deletion of derogs or collections, so that is not an accurate statement.
However, they dont need a reason, so care should be taken in arguing that point with them.
The CRAs do have a policy of no deletion based on having paid the debt, which they instututued to preserve information in their own files, and thus increase the value of their product. As a result, many creditors and debt collectors set standard no-deltion polices within their organizations which is passed down to underlings.
If, after being rejected for a form reason of it is illegal, you wish to pursue, then I advise getting the contact address or phone number of a management officiel who has discreetion to grant exceptions to their own internal policy. Simply repetition of deletin requests to underlings is apt to meet the same policy fate.
PRA is a beast and will take some time, just keep sending a GW letter out every month to them until you get what you want.
