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Can 2 CA's report on the same debt?

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LIGHTNIN
Senior Contributor

Re: Can 2 CA's report on the same debt?


@RobertEG wrote:

+1

I would not necessarily conclude that reporting dates are reflective of dates of active collection authority.

It is overlap in collection authority that controls the appropriateness of concurrent reporting, not overlap in reporting dates.


Hello RobertEG,   It's late and my brain is tired and I dont throughly understand what you wrote.

Please,write in laymans terms. lol

 

TIA, Lightnin

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 11 of 13
nmorton79
Regular Contributor

Re: Can 2 CA's report on the same debt?

So...I logged in to TU to check dispute results on another account, and both CA's are gone!! I'm not sure why since according to TU they were not supposed to fall off until 2015 and I hadn't disputed anything with them yet.  I'll check the other 2 and continue to watch all 3 to see if anything new happens.  Thanks again for all of oyur replies! Smiley Very Happy

Live~Laugh~Love


Starting Score: EQ 401, TU430
Current Score: EQ 501, TU 500
Goal Score: 700+ across the board


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Live~Laugh~Love
Message 12 of 13
hoping2rebuild
Established Contributor

Re: Can 2 CA's report on the same debt?

I am in the same boat and here is what I have:

 

Bonded Collection Agency

date reported 10/2011

date assigned 03/2011

Utilities

OC Duke Energy

Origional amount Owed: 759

DOFD 02/2008

balance date: 10/2011

 

 

JL Walston & Associates

date reported 01/2011

date assigned: 02/2010

Utilities

OC Duke Energy

Origional amount Owed: 760

DOFD 11/2001

balance date 01/2011

 

I have sent a DV letter to try and figure out who actually owns the debt if I can figure that out I will PFD

but I want the other one removed as well.

Thanks Smiley Happy


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 13 of 13
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