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Depends on what you currently have and what you can get. If you are having trouble getting your initial three revolving accounts going, then FH can sometimes give you the initial score boost needed to get some more approvals. But if you already have a couple of accounts going, I would not bother with them. In my case they sent me a pre-approval last November, and then just started reporting as an open $400 revolving credit line in December. They just "added themselves" to my credit history as a positive line. Not gonna complain, but not gonna use them either.
I don't usually let people see what's in my wallet!lol If someone knows what's in there I'm probably filing a police report.