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update:
i'm unble to combine my cap1 cards. from reading the boards, it looks like they're being extra selective/random, and even calling isn't helping.
so should I close out my 2 year old secured card and then apply for an unsecured cc?
or should i apply else where that will accept my "fair" credit score?
@Anonymous wrote:
Norman, how different is FICO 5 from FICO 8? Any idea?
No way to know, everyone is different.
thanks
is it safe to do this in the same day? or should i wait a few days after closing?