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Can I get a paid collection removed from my credit report?

Regular Contributor

Re: Can I get a paid collection removed from my credit report?

thank you! happy holidays to you as well Smiley Happy

 

it's through national credit systems. I couldn't find an email but I they have a form you can fill out to contact them on their website so I did that. I'll send the letter to the address I have on my CR also.

 

I don't really want to pay for my credit report every two week and this collection isn't showing up on any of the free sites I use to monitor my reports! Any other ways to know if it gets deleted or is this my only option?

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720


Valued Contributor

Re: Can I get a paid collection removed from my credit report?

There might be a thread around here somewhere...where to find free credit reports..

 

Maybe just send the GW letters and check once a month. 


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
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Epic Contributor

Re: Can I get a paid collection removed from my credit report?

Super Contributor

Re: Can I get a paid collection removed from my credit report?


guiness56 wrote:

It sounds fine to me.  And, no, you cannot cross post, sorry.


+1 me too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Highlighted
Regular Contributor

Re: Can I get a paid collection removed from my credit report?

 

guiness56 wrote:

Where did you get the report it is showing on?

 


I just got denied by Discover, so I got a free report through Transunion bc of it. 

 

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720