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I recently had an account with LVNV Funding (debt collection) removed from my credit report after I filed a complaint with the BBB. The original creditor HSBC Card Services is still on my CR. Can I get the original creditor off my CR without having to call them? I am concerned that they will cause me a problem, based on some of the posts I have read in regards to HSBC, if I contact them directly. Seems like a bad company.
@mizzrena32 wrote:I recently had an account with LVNV Funding (debt collection) removed from my credit report after I filed a complaint with the BBB. The original creditor HSBC Card Services is still on my CR. Can I get the original creditor off my CR without having to call them? I am concerned that they will cause me a problem, based on some of the posts I have read in regards to HSBC, if I contact them directly. Seems like a bad company.
You'll have to contact the original creditor ~ Collections are different records and remvoing the CA won't impact the OC account reporting.
Thank you for your response pizzadude