Rebuilding Your Credit

[afraymoore]

I have sent a dispute letter to Equifax and I am in the process of sending dispute letter to Experian and TU as well.  I would also like to send DV letter to the individual CA's and OC's, and I need to obtain the name and address of each from the CRA's.  Can I send an additional letter to Equifax and separate letters to Experian and TU requesting the identity of the furnisher all at the same time?

I hope this makes sense.

Thanks!

[Shogun]

DV letters don't work on the OC.  Not sure what you're asking here.  Are the creditors not posting name and address on your reports?

[afraymoore]

Hi Shogon,

No, the creditors are not posting the name and address on my much credit reports.  Thus, I need to request the identity of the furnishers from the the CRA's.  However, I recently sent dispute letters to the CRA's.  Thus, what I am asking is will the "request identity of the furnishers" letters affect my dispute letters in any way?

Thanks!

[Shogun]

I would wait for the disputes to run their course, that way with the added they won't take up to 45 days with additional information.

[afraymoore]

That makes sense.  I may not even need the furnisher info after the dispute process anyway, and, more importantly, I don't want to add any additional time to the turnaround time.

Thanks, as always, Shogun.