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10-10-2012 12:43 PM
I have sent a dispute letter to Equifax and I am in the process of sending dispute letter to Experian and TU as well. I would also like to send DV letter to the individual CA's and OC's, and I need to obtain the name and address of each from the CRA's. Can I send an additional letter to Equifax and separate letters to Experian and TU requesting the identity of the furnisher all at the same time?
I hope this makes sense.
10-10-2012 03:39 PM
DV letters don't work on the OC. Not sure what you're asking here. Are the creditors not posting name and address on your reports?
10-10-2012 04:02 PM
No, the creditors are not posting the name and address on my much credit reports. Thus, I need to request the identity of the furnishers from the the CRA's. However, I recently sent dispute letters to the CRA's. Thus, what I am asking is will the "request identity of the furnishers" letters affect my dispute letters in any way?
10-10-2012 05:20 PM
I would wait for the disputes to run their course, that way with the added they won't take up to 45 days with additional information.
10-10-2012 06:33 PM
That makes sense. I may not even need the furnisher info after the dispute process anyway, and, more importantly, I don't want to add any additional time to the turnaround time.
Thanks, as always, Shogun.