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Hello and welcome to myFICO. I've split your post off to start a new thread in Rebuilding Your Credit. I think you will get more answers there. All I did was change the title. If you want to change it to something else you can edit your own post.
To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu. If you need any help with anything, let me know.
--marinevietvet, myFICO moderator
Hi ~ I am looking to get some negatives on my score deleted and I wondered how you did this? On your own or through a company?
THX for your time.
@Anonymous wrote:Hi ~ I am looking to get some negatives on my score deleted and I wondered how you did this? On your own or through a company?
THX for your time.
Don't hire anyone! Read through these forums and check out these links:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
What Steps Do I Take - great for learning the repair process.
and Example letters - PFDs, GWs, DVs, etc.
As llecs said don't pay anyone to do what you can do for yourself for free. It takes some work but in the end you'll have the satisfaction of knowing it was done right.
What kind of negatives and how many are you talking about? Late payments, charge offs, collections, judgments, etc.?