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Can I request that Eq and Tu report my car loan?

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getit2gether
Contributor

Can I request that Eq and Tu report my car loan?

I have a car loan that I have been paying on since 3/2009 and it only shows up on my EX report.

Never late in 28 months. Wouldn't it help my score a whole lot on TU and EQ?

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2 REPLIES 2
AndySoCal
Valued Contributor

Re: Can I request that Eq and Tu report my car loan?

The lender who you are making the payments to would have to report the loan to TU and Equifax. You ask them and see what they say.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 2 of 3
taj_laneal
New Contributor

Re: Can I request that Eq and Tu report my car loan?

My car lender wasn't making monthly reports.  It was still reporting from when I was late a few months ago.  I called, and the CSR said she would mark it so that they would report monthly.  Today, I got an alert that it was reporting up to date.


Starting Score: 09/14 EQ 596 TU 587 EX 588
Current Score: 11/14 EQ 670
TU 602 (CK VantageScore 688)
EX 656

Goal Score: 700


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