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@Drsgwld wrote:
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Illegal-collections-practice/m-p/3329594
I just lost a 10pt gain due to this which not so much as even shot me an Alert from Equifax.
i find better info at http://www.debtorboards.com for legal issues
I don't know if you have a case, but you should consult a lawyer if you have any legal questions.