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Ok as I had stated earlier I sent DV emails to AFNI for 2 seperate accounts. I received copies of both of the final bills that are listed (very wierd as they are both the same #'s and dates) Anyway, I got 1 letter with my name and info and the 2nd letter with someone else's name/debt information (account # and balance and address) . So my question is, can I use this to my advantage? I would like to get these off my CR asap. Should I let it ride out to their drop off dates (which the last one in Jan 2012)
THanks
I just emailed them a PFD on both accounts (SERIOUSLY LOW BALLING THE OFFER!!!) and mentioned in the email that they sent me someone else's information (name/address/oc/amount/acct#) and that I know that it is in violation of FDCPA. I also attached the letter that they sent me (just so that they know I am not joking). I am hoping that they either take the offer or just delete both accounts just so i "don't report them"
Fingers crossed I hear from them asap. This would bring a total of 7 things that I get removed by the end of this month. 2 of them already scheduled to drop off, 2 accounts I was AU on and 1 that was just not mine and they have agreed to remove them. I am so so hoping that they just delete so I don't report them.