No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
If they have accounts of yours then no. If say, Sallie Mae sold the account then no they do not have any type of PP.
Yes, but the dispute must be made via the CRA dispute process, and not via a direct dispute with the inquiree.
The implementing rules for the direct dispute process specifically exempt direct disputes pertaining to credit inquiries.
The same is true of public record information.
Please keep us updated on this. I'm wondering about disputing inquiries but there isn't that much information about it.
What would be the basis for the dispute?