I have a collection account with Central Financial Control for a medical collection in the original amount of $400. I originally went to the hospital in January of 2006 and it was sent to collections in March of 2007. The account was never paid. Almost a year later I received a letter from a new collection agency and they were saying I owed $800.00 and if I paid half then the debt would be settled 
I began building my credit in January of this year but really haven't looked too much into medical collections but from the few things I've read I see that they are different.
Well Central Financial Control never updated my collections until November 8, 2008. Now they updated the amount from $400.00 to $449.00 so a few days after that I sent them a simple Validation letter asking them to validate this debt for me because I honestly don't know who has my account and why did they up the amount owed. I sent the letter CMRRR and a few days after they received the DV they marked the account in dispute.
It's been about 45 days since they received my DV and they have not sent me anything. That isn't my problem though, the thing is that since the DV they continue to update the collections and upping the amount by about $1.00 everytime they update it. Now it's up to $453.00.
I never went through the Hippa process because this debt was never paid and I just really wanted to know who has my account and why did they increase the amount.
Do medical collection agency have the right to update the collection account every month during the DV? They are updating twice a month because they keep adding $1.00 at the start and at the end of the month.
I began building my credit in January of this year but really haven't looked too much into medical collections but from the few things I've read I see that they are different.
Well Central Financial Control never updated my collections until November 8, 2008. Now they updated the amount from $400.00 to $449.00 so a few days after that I sent them a simple Validation letter asking them to validate this debt for me because I honestly don't know who has my account and why did they up the amount owed. I sent the letter CMRRR and a few days after they received the DV they marked the account in dispute.
It's been about 45 days since they received my DV and they have not sent me anything. That isn't my problem though, the thing is that since the DV they continue to update the collections and upping the amount by about $1.00 everytime they update it. Now it's up to $453.00.
I never went through the Hippa process because this debt was never paid and I just really wanted to know who has my account and why did they increase the amount.
Do medical collection agency have the right to update the collection account every month during the DV? They are updating twice a month because they keep adding $1.00 at the start and at the end of the month.
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