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I just got hit with a $193 bill on a CC thats been dormant for a year. Its a card that was issued by AAA and they charge their memebership fees on it.
No big deal right?
Wrong!! dropped my score some 18 pts.
I give up.
Last time I got hit like that was when I missed a $15 payment on a card I thought I'd paid off.
I'm in the middle of trying to refinance my house. I am so tired of this crap.
When is someone going to wake up and get rid of this bogus system.
PIF and your score should rebound...unless it is a collection or CO
Depends on your CL and overall util. Pay it and scores should rebound.