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cms95033
Posts: 1
Registered: ‎11-17-2012
0

Can a small increase on a dormant card drop your score

I just got hit with a $193 bill on a CC thats been dormant for a year. Its a card that was issued by AAA and they charge their memebership fees on it.

No big deal right? 

 

Wrong!! dropped my score some 18 pts.

 

I give up.

 

Last time I got hit like that was when I missed a $15 payment on a card I thought I'd paid off.

 

I'm in the middle of trying to refinance my house. I am so tired of this crap.

 

When is someone going to wake up and get rid of this bogus system.

Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: Can a small increase on a dormant card drop your score

PIF and your score should rebound...unless it is a collection or CO

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Can a small increase on a dormant card drop your score

Depends on your CL and overall util.   Pay it and scores should rebound.


Starting Score: 504

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