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Can anyone tell me what this means?

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Anonymous
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Can anyone tell me what this means?

-Creditor Name: ASSET ACCEPT 
 - Account No.: 2581****    -
Original Creditor: DTE ENERGY    -
Responsibility: Individual    -
Condition: Derogatory    -
Original Balance: $60    -
 Balance: $67    -
Date Opened: 10/29/2005    -
Date Reported: 06/26/2008    
Remarks:

[TransUnion] Account information disputed by consumer, meets FCRA requirements

 

Today I ordered my credit report straight from transunion cause I noticed a comment from the credit report I got from this site stating that I was late within the lst 11 months and I cant find a account that I havehad within the last 2 or 3 years. How can I be late?

 

Anyhow this is from a ccount that isnt mine that I have been fighting to get off my report

2 things , one, it looks like they told the credit bureau that I disputed it

two, how do I know when this falls off my report? It doesnt show a DOLD.

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Can anyone tell me what this means?



tom1468m wrote:
-Creditor Name: ASSET ACCEPT 
 - Account No.: 2581****    -
Original Creditor: DTE ENERGY    -
Responsibility: Individual    -
Condition: Derogatory    -
Original Balance: $60    -
 Balance: $67    -
Date Opened: 10/29/2005    -
Date Reported: 06/26/2008    
Remarks:

[TransUnion] Account information disputed by consumer, meets FCRA requirements

Is this the report you received from TU?  This looks like some kind of 3 in 1 report???

Today I ordered my credit report straight from transunion cause I noticed a comment from the credit report I got from this site stating that I was late within the lst 11 months and I cant find a account that I havehad within the last 2 or 3 years. How can I be late?

Anyhow this is from a ccount that isnt mine that I have been fighting to get off my report

2 things , one, it looks like they told the credit bureau that I disputed it

Yes, it does look like you disputed it.

two, how do I know when this falls off my report? It doesnt show a DOLD.

You need to check your TU report, if this report isn't it and you need to DV the CA.




Message 2 of 6
Anonymous
Not applicable

Re: Can anyone tell me what this means?

yes this is the report I got online from transunion
 
I did dispute it with the ca , I never disputed with any credit bureaus
Message 3 of 6
Anonymous
Not applicable

Re: Can anyone tell me what this means?



tom1468m wrote:
yes this is the report I got online from transunion
 
I did dispute it with the ca , I never disputed with any credit bureaus


I am not sure about this...but I think the CA has to report the dispute to the CBs.  I would DV the CA, send it CMRRR, if you haven't done so already. 
Message 4 of 6
Anonymous
Not applicable

Re: Can anyone tell me what this means?

I already did as you say
Just having a bad moment my tu score just took a dive and I cant figure out why
I cant find anything diffeernt on it within the last 2 weeks and it went from 572 to 507
 
I went straight to all 3 major bureaus websites (no 3rd parties) and ran my reports and the only one showing any DOLD is equifax
So how do I get this info from the others?
Message 5 of 6
Anonymous
Not applicable

Re: Can anyone tell me what this means?

Call and ask them.
Message 6 of 6
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