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I made the mistake some years ago,i'm paying every month,they take the money straight from my account.I know,i know,i know now! Now that i found this great forum i know,sighs.Can i stop them from collecting from my bank account and DV them? They are Cavalry Portfo....
You can always request a debt collector to provide verification of a debt.
However, a DV only invokes a cease collection bar if sent withing 30 days of receipt of dunning notice.
In your case, it would not impose any requirement upon them to do, or cease to do, anything.
Additionally, in your situation, your agreement is a separate contractual obligation. One party cannot unilateral terminate a contract unless the other party has defaulted on its terms.
In other words...i'm done,ugh! i kninda knew it,sighs...Thank you guys anyways.