Can it Be!? Victoria's Secret

[aurelie00]

I've had a Victoria's Secret Card since 2004.  In 2011, they dropped my credit limit to $0 (do to a couple of lates), but kept the card open.  It's had a zero balance since 2011 as well.

Today I decided to log in just to see if there was any activity in any direction...and there was a big pink button that said, "Apply for Credit line Increase."  It was screaming at me, "press me, press me!!!" 

I gave in, pressed the button and BOOM....credit line of $200 extended!  I know it's small...but it's better than $0...and thus improving my util. 

I haven't been instantly approved for credit in years.  Thrilled!!

[pt310]

Congrats on the resurrection!

[kroberts67]

Too awesome!!

[bear812c]

Congratulations! Approved for instant credit= a great feeling! I had a similar situation with Victoria Secret. 5 years ago I crashed into a financial disaster and due to the major drop in my score VS lowed my available credit to $100 but I was thankfull that they at least kept it open. Well, right before this last Christmas I saw the same "Request Increase" button screaming at me so I clicked it and BAM they gave me $300 CLI! I was thrilled! Also I'll add that back in 2010 I reviewed my credit (it looked like war zone, so bad!)and I had a few late payments to VS so I GW'ed them asking them to remove so my account wouldn't reflect adversly on my credit report and they actually did it for me, which was awesome.

[aurelie00]

Great success Bear!  Congrats!

I sent them a GW letter a few weeks ago also requesting my lates be removed, but I haven't gotten a response yet.  Fingers crossed that I'll have a similar story to tell!! 

[aurelie00]

So I haven't used any of the credit line I was extended less than a month ago...and I logged in today and noticed they bumped me up another $50 to a $250 limit!  Hey...I'll take it!

[ktm214]

Is the CLI a HP or SP?

[aurelie00]

It was a SP for me.  The second CLI wasn't initiated by me. 

[armbenderc]

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@aurelie00 wrote:

I've had a Victoria's Secret Card since 2004.  In 2011, they dropped my credit limit to $0 (do to a couple of lates), but kept the card open.  It's had a zero balance since 2011 as well.

Today I decided to log in just to see if there was any activity in any direction...and there was a big pink button that said, "Apply for Credit line Increase."  It was screaming at me, "press me, press me!!!" 

I gave in, pressed the button and BOOM....credit line of $200 extended!  I know it's small...but it's better than $0...and thus improving my util. 

I haven't been instantly approved for credit in years.  Thrilled!!

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That's awesome. It's an SP for sure. I spam it almost everyday HAHA.

[Crossdivided]

Yup Vic Secret rocks.

I send her to bath n body works with it when I have credit research to do and everyone's happy.

I learned a long time ago...if mommas not happy, ain't noooobody happy...