Can someone confirm how the reporting of late works please?

[Creditaddict]

Lets use this:

Account balance is $1000.

Minimum Payment is $200 to bring current

Minimum payment is $25

Lets say the limit is $825.00

So if I'm understandthing this correctly I would pay $200 if I want the account to stop reporting lets say 90 days late and start reporting current.  BUT, I could pay just $25 so that it continues to report just 90 days late vs. going 120 days late and at some point I would need to figure out how to pay the entire "real" minimum to bring current or would probably not really be helping? (I just used numbers that seemed easier)

***(Also for purpose of this if we can just answer and figure based on no fees or interest, that is not importantant in figuring out reporting right now, thank you)

[guiness56]

If you make the minimum payment not bringing the account current, you would still be considered late and at some point a 120 day late will be reported.